{"id":3949,"date":"2024-04-07T21:48:55","date_gmt":"2024-04-07T21:48:55","guid":{"rendered":"https:\/\/nostalgic-nash.138-201-132-86.plesk.page\/as-diversas-categorias-de-emprestimos-para-os-estrangeiros\/"},"modified":"2024-05-25T16:54:58","modified_gmt":"2024-05-25T16:54:58","slug":"as-diversas-categorias-de-emprestimos-para-os-estrangeiros","status":"publish","type":"post","link":"https:\/\/paul-international.net\/pt-pt\/as-diversas-categorias-de-emprestimos-para-os-estrangeiros\/","title":{"rendered":"As diversas categorias de empr\u00e9stimos para os estrangeiros"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3949\" class=\"elementor elementor-3949 elementor-2558\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e16ce4e e-flex e-con-boxed e-con e-parent\" data-id=\"e16ce4e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b84ca20 e-flex e-con-boxed e-con e-child\" data-id=\"b84ca20\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f82e9b4 elementor-widget elementor-widget-heading\" data-id=\"f82e9b4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Empr\u00e9stimo para Compra:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8290d58 elementor-widget elementor-widget-text-editor\" data-id=\"8290d58\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Este \u00e9 o empr\u00e9stimo padr\u00e3o para a compra da propriedade nos EUA. O empr\u00e9stimo ser\u00e1 simultaneamente desembolsado com a transfer\u00eancia de propriedade, o fechamento. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f563ac e-flex e-con-boxed e-con e-child\" data-id=\"1f563ac\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-699b09e elementor-widget elementor-widget-heading\" data-id=\"699b09e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Empr\u00e9stimo para Constru\u00e7\u00e3o:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae78dfb elementor-widget elementor-widget-text-editor\" data-id=\"ae78dfb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Na Fl\u00f3rida, o financiamento para constru\u00e7\u00e3o vai desde o in\u00edcio at\u00e9 o final da constru\u00e7\u00e3o, portanto \u00e9, estritamente falando, um financiamento provis\u00f3rio. O pagamento \u00e9 efetuado de acordo com as fases de constru\u00e7\u00e3o contratualmente acordadas. Os juros de compromisso n\u00e3o s\u00e3o cobrados; os juros incidem apenas sobre o valor pago.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59caf13 e-flex e-con-boxed e-con e-child\" data-id=\"59caf13\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1f288a elementor-widget elementor-widget-heading\" data-id=\"a1f288a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Os Empr\u00e9stimos para Constru\u00e7\u00e3o \/ Perm:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d9de4c elementor-widget elementor-widget-text-editor\" data-id=\"9d9de4c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Perm significa \u201cpermanente\u201d e isso explica o car\u00e1ter deste tipo de financiamento. O chamado \u201cempr\u00e9stimo C\/P\u201d \u00e9 um financiamento para constru\u00e7\u00e3o que \u00e9 automaticamente substitu\u00eddo pelo financiamento final quando a constru\u00e7\u00e3o \u00e9 conclu\u00edda. Terminada a obra, ocorre um \u201cmini\u201d fechamento, durante o qual a \u00faltima parcela tamb\u00e9m \u00e9 paga \u00e0 construtora. O financiamento final come\u00e7a com esse minifechamento, e s\u00f3 ent\u00e3o os pagamentos regulares de juros entram em vigor pelo restante do prazo.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e955afa e-flex e-con-boxed e-con e-child\" data-id=\"e955afa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f4f7a elementor-widget elementor-widget-heading\" data-id=\"a2f4f7a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Taxa e Termos de refinanciamento:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8aa47c elementor-widget elementor-widget-text-editor\" data-id=\"a8aa47c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Isso representa um refinanciamento cl\u00e1ssico. Na Fl\u00f3rida, voc\u00ea escolhe esse tipo de financiamento se j\u00e1 tiver um empr\u00e9stimo, mas quiser uma taxa de juros melhor, um prazo diferente ou um modelo de empr\u00e9stimo completamente diferente. O novo empr\u00e9stimo \u00e9 pago simultaneamente com a elimina\u00e7\u00e3o da hipoteca antiga.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77c25af e-flex e-con-boxed e-con e-child\" data-id=\"77c25af\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7079c95 elementor-widget elementor-widget-heading\" data-id=\"7079c95\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Refinanciamento, Hipoteca:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d3242 elementor-widget elementor-widget-text-editor\" data-id=\"16d3242\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Este tipo de financiamento \u00e9 recomendado se voc\u00ea j\u00e1 possui um im\u00f3vel na Fl\u00f3rida, mas ele ainda est\u00e1 livre (\u201cfree &amp; clear\u201d). Independentemente de voc\u00ea querer comprar um novo im\u00f3vel, comprar um barco novo ou trazer o dinheiro para a Europa: o uso pretendido n\u00e3o importa, seu im\u00f3vel ser\u00e1 hipotecado e o dinheiro ser\u00e1 pago diretamente a voc\u00ea na forma de um cheque garantido por um banco ou transferido para uma conta especificada por voc\u00ea.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Esta postagem fornecer\u00e1 uma vis\u00e3o geral abrangente da variedade de op\u00e7\u00f5es de empr\u00e9stimo dispon\u00edveis na Fl\u00f3rida.<\/p>\n","protected":false},"author":2,"featured_media":3067,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[36,32],"tags":[],"class_list":["post-3949","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eua-e-florida","category-financiamento-e-credito"],"acf":[],"_links":{"self":[{"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/posts\/3949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/comments?post=3949"}],"version-history":[{"count":1,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/posts\/3949\/revisions"}],"predecessor-version":[{"id":3950,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/posts\/3949\/revisions\/3950"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/media\/3067"}],"wp:attachment":[{"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/media?parent=3949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/categories?post=3949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paul-international.net\/pt-pt\/wp-json\/wp\/v2\/tags?post=3949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}